Terms and Conditions

Privacy Policy

HG Khouri & Associates is committed to maintaining the privacy and confidentiality of your personal information. Any such information that we collect about you will not be released to any third party.

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General Terms & Conditions for use of Website


THE WEBSITE

This website is owned and operated by HG Khouri & Associates Services Pty Ltd ACN 26 001 893 214 under the domain name hgk.com.au (HG Khouri & Associates Website). The firm offers Financial Planning through an affiliated Financial Advisory Service (Fiducian) and are Authorised Representatives of Fiducian Financial Services.

Your use of the HG Khouri & Associates website and the use of the information, graphics and materials on it are governed by these Terms of Use and the Privacy Statement.

DISCLAIMER
The material or information (“Content”) contained and accessed on this site is provided by HG Khouri & Associates Services Pty Ltd for general guidance and is intended to offer the user general information of interest, current at the time of first publication. You should make your own investigations before entering any transaction on the basis of the content on the Website.

ANTI SPAM NOTICE
Publication of electronic addresses on HG Khouri & Associates Website is for the purpose of professional communication and correspondence only. Electronic addresses must not be used to imply consent by HG Khouri & Associates Services or the relevant email addresses, to the receipt of unsolicited commercial electronic messages.

LINKS FROM THE HG KHOURI & ASSOCIATES WEBSITE
The HG Khouri & Associates website may have links to websites operated by third parties (linked sites). In particular. HG Khouri & Associates Services Pty Ltd is not responsible for, and does not endorse, approve or sponsor the linked sites, or the information, graphics and material on those other sites.

These links are provided for your convenience and when you follow a link on the HG Khouri & Associates website you do so at your own risk. HG Khouri & Associates Services Pty Ltd specifically disclaims acting in any respect on behalf of the operators of linked sites and is not responsible for the accuracy, legality, decency of material or copyright compliance of linked sites.
You should be aware that the linked sites will have their own conditions of use, privacy and security regimes. You should review them on the linked site.

LINKS TO THE HG KHOURI & ASSOCIATES WEBSITE
Please contact HG Khouri & Associates Services Pty Ltd if you would like to place a link to any part of the HG Khouri & Associates website. All external links to our website (other than those provided by Fiducian Financial Services) must be approved by HG Khouri & Associates.

WARRANTIES
While HG Khouri & Associates has made every effort to ensure that information is free from error, no member of HG Khouri & Associates Services Pty Ltd warrants the accuracy, adequacy or completeness of any information on the website. All information is subject to change without notice.
No member of HG Khouri & Associates Services Pty Ltd guarantees that the HG Khouri & Associates website or a linked site will be free from viruses, or that access to the HG Khouri & Associates website or a linked site will be uninterrupted.

LIMITATION OF LIABILITY
To the extent permitted by law, HG Khouri & Associates Services Pty Ltd excludes all liability for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) of any nature arising out of or referable to anything provided on or through the HG Khouri & Associates website.

COPYRIGHT AND TRADEMARKS
Copyright in the HG Khouri & Associates website and in the information on the HG Khouri & Associates website is owned or licensed by HG Khouri & Associates Services Pty Ltd. The keywords ‘HG Khouri & Associates’ should not identify or represent any other companies or sponsored links in any website directories.

Other than where necessary to view material on the HG Khouri & Associates website on your browser, or as permitted under the Copyright Act 1968 (Commonwealth) or other applicable laws or these Terms of Use, no material on the HG Khouri & Associates website may be reproduced, adapted, uploaded to a third party, linked to, framed, presented in public, distributed or transmitted in any form by any process without the specific written consent of HG Khouri & Associates Services Pty Ltd.
The HG Khouri & Associates website may contain trademarks or logos of other companies or organisations and these are proprietary to the registered owner(s) of such marks.

HG Khouri & Associates Services Pty Ltd use of the CPA Australia & Cover of Excellence logos on the website follow the strict guidelines and requirements as specified by Public Practice Members Handbook. These logos along with the Fiducian Financial Services logo may not be reproduced or used, adapted or distributed directly from the HG Khouri & Associates Website.

ACCEPTANCE OF TERMS OF USE
Your use of the HG Khouri & Associates website constitutes your acceptance of these Terms of Use and the Privacy Statement.
HG Khouri & Associates Services Pty Ltd may vary the Terms of Use at any time by publishing the varied Terms of Use on the HG Khouri & Associates website. You should therefore periodically review this page.
WEBSITE AVAILABILITY
HG Khouri & Associates Services Pty Ltd does not accept responsibility in the event that the website is unavailable to you due to any computer downtime, malfunction or technical issues outside the control of HG Khouri & Associates Services Pty Ltd.

IMDEMNIFICATION
You agree to indemnify, defend and hold harmless HG Khouri & Associates Service Pty Ltd, its officers and employees, from any loss, liability, claim, demand, action, damage or expense in respect of any claim by any third party due to or arising from or in connection with your use of Content, or your conduct on this website, or messages posted or transmitted by you on or through the HG Khouri & Associates Website. HG Khouri & Associates Services Pty Ltd reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, which shall not excuse your indemnification obligations.

JURISDICTION
The law which applies to the use of the HG Khouri & Associates website and any disputes which arise is the law of the state of New South Wales, Australia.

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Terms and Conditions – Engagement

HG Khouri & Associates Services Pty Ltd have set out our basic terms and conditions of business (“The Terms”) in our Engagement letter. Upon Engagement, the client will sign a copy of this agreement to accept the terms and conditions. The Engagement letter will provide the services set out and will use all reasonable efforts to provide the Services in an efficient and timely manner, using the necessary skill and expertise to an appropriate professional standard.

Standard Terms of Engagement
Standard Terms of Engagement - Audit
Standard Terms of Engagement - SMSF